(8) The term “consumer debt” means debt incurred by an individual primarily for a personal, family, or household purpose. After a quick search for a contrast, In re Farquhar, 112 B.R. 34 (Bankr.Colo., 1989) seems to state that medical debt is consumer debt, but property damage debt from negligence is not. $5,000 90 within the year. Mom is on Soc Sec,
owns home and car and nothing else. It seems the T wouldn’t have any way to
collect from her as a practical matter. If he got a judgment, it would be a
lien on a homestead
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