Stop Foreclosure

When the bank threatens you with foreclosure, you have only two decent choices. Either come up with a huge lump sum to bring the note current, or seek legal help. With our Chapter 13 bankruptcy filing, we can stop foreclosure and give you a long timeline to get the past due paid. We can help save your house! But do not delay or it could be too late– contact me now to set up an appointment.

Call (214) 550-8828 or email me for a FREE consultation at any of my three Metroplex bankruptcy offices.

Dallas, Texas Attorney Handling Foreclosure and Short Sale Cases

Foreclosure is currently at the forefront of many people’s minds. While most people facing foreclosure wish to keep their home, there are others who are willing to take the loss and move forward. Whatever your circumstances, my Texas bankruptcy law firm can help.

Our attorneys have worked with individuals and families facing financial crises for nearly 20 years. We understand that times are tough and offer a free initial consultation to discuss your debt relief and foreclosure options. Contact me at (214) 550-8828 to schedule an appointment.

Stopping Foreclosure — Saving Your Home

Falling behind on your mortgage payments could ultimately lead your mortgage lender to initiate foreclosure proceedings. If you want to prevent losing your home, filing for Chapter 13 bankruptcy may be your best option.

As soon as a bankruptcy case is filed, the bankruptcy court will issue an order that prohibits your mortgage lender from following through with its foreclosure or short sale. While this order is meant to take effect immediately, it sometimes takes up to two weeks for notice to reach your lender. Our firm will expedite this process by sending notice to your mortgage lender as soon as your bankruptcy case is filed.

How Can Filing For Chapter 13 Bankruptcy Help?

Only Chapter 13 bankruptcy provides you with the opportunity to compel your mortgage company to accept a repayment plan. The repayment plan includes making the current monthly mortgage payment and providing a cure for delinquent debt (mortgage arrears) over a reasonable period of time. Payment is made to the bankruptcy trustee and he or she makes your mortgage payments for you.

Walking Away From It All

If you are facing foreclosure and decide to simply let your house go, it is extremely important to make certain your rights are protected and any outstanding legal matters are properly handled. Our experienced and highly skilled lawyers fully understand the ramifications of foreclosure and will take the time to explain how it may affect your situation.

Contact Dallas Foreclosure Attorney Rustin Polk

If you have questions regarding foreclosure or short sales, contact my office at (214) 550-8828 to schedule a free consultation. I will listen to your situation and provide you with some options that are in line with your goals.